Just imagine…. Never owning a credit card. Oh my, how would we pay for all those must have items that magically appear on sale just begging to be bought.
These days credit cards have become a way of life….. But just like anything else they have to be managed or they can get out of control & you find yourself in a continual spiral never seeming to pay off the debt…. Because if you purchase it on a credit card it still has to be paid somewhere along the line.
I’ve always found that I can easily keep track of my purchases by paying with my credit cards. Some months it can be a real eye opener to see in print just how much you do spend each month. If you have a point system attached to your card you can gain valuable points which will be converted to gift certificates. But never buy items just to get the points.
Use and treat your credit card wisely.
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