“Make Your Money Talk!”

Memory Triggers Help Keep Savings In Your Pocket

And you may ask yourself…What are Memory Triggers? Memory Triggers are bright red stickers!What difference could putting little red stickers around the house make to you? The reason they are so vital is that a marketer’s ultimate goal is to get you to reach for your wallet and give them money without you thinking about it.

If you ‘re wanting to win the consumer game, you need to have something in between you and the marketers to protect yourself and your wallet. You need a visual barrier – something to remind you to stop and think before you hand over the cash.

The ‘Memory Triggers’ that you put on your shopping list or in your wallet are a constant warning to keep on guard and to always follow the Eight Steps.

The Eight Steps are:-
Step 1. Guard your wallet
Step 2. Are you hungry?
Step 3. What else could you buy?
Step 4. Is it worth the bother?
Step 5. What will you gain?
Step 6. What will you lose?
Step 7. What is the smartest way?
Step 8. Do you have spare cash?

The stickers really help with Step 1 of the Eight Steps by reminding you to ‘Guard your Wallet’. Step 1 is the most important of all the steps, because without it you will never make it to Step 2, 3, 4 and so on.

The stickers are bright red so they jump out at you and remind you to be alert. It’s a warning that if you don’t start thinking soon, you are not going to like your life or the consequences in a few years time. Follow the Eight Steps to avoid very costly purchasing errors. Keep savings in your pocket!
==> Learn More

Water Saving Rebates & Offers

Rainwater Tank Rebates
Sydney Water has a Rainwater Tank Rebate Program offering customers up to $800 to install a rainwater tank. A special Rainwater Tanks in Schools Rebate Program is also available for schools.

Washing Machine Rebates
A rebate of $150 is available to customers who purchase a new washing machine with a water efficiency rating of 4-star1 or AAAAA. The rebate offer commenced on 1 March 2006 and will run until 31 July 2008. 4-star1 or AAAAA water efficient washing machines save more than 21,000 litres of water a year compared to older machines. The rebate offer could help to save one million litres a day.

These are some of the many ways the NSW Government is helping you to help secure Sydney’s water for life by saving water in and around your home. To find out more and to take advantage of rebates and offers visit the website links above. Please read all information to qualify for rebates & expiry dates of offers.

Save Water, Save Money, Save the Environment!

“It’s All About You and Money” program.

In the past David has been offering everyone the opportunity to take control of their finances and begin the journey to a wealthier life.

This new program is all about having someone hold your hand and guide you while you get started. An opportunity to make a change.

These are what others are saying about this amazing new program….

I would have to say this was the most enlightening and inspirational.. Apart from what was to be learnt, I must say that through the couple of years I have had contact with you, you always leave me with a sense of trust and genuine caring for a fellow human being without any pretence or ulterior motive.

Your workshop was very inspirational and I would highly recommend it to anyone even remotely interested in improving their financial future…whatever that may entail…..Take control of your finances and begin the journey to a wealthier life.

To Learn More about the “It’s All About You and Money” program.
See Link titled ‘The Program’

Budget Pay Card for AGL Payments!

With the ever increasing cost of bills…Especially over the winter months with heating…. I’m always on the look out for an easier way to budget my money.

I’ve recently come across our AGL Budget Pay card (Aust) AGL can now supply all your electricity & gas.

With this easy to use card you can make payments at your local post office or acting post office eg newsagency.

Pay for utilities as you go – weekly, fortnightly, monthly …Minimum payment for Budget Pay Card Use is $10. (no additional charge)

Tips:
Find your last bill for your upcoming usage of gas &/or electricity.
Calculate how much you are using in $ value each week
Make a habit to pay that amount every week using your Budget Pay Card
Save the loose change from your purse or pocket each day… it soon adds up!

When your next Gas or electricity bill arrives… you will be so glad you did…. it should already be paid… Saving you the headache of finding the money to pay that huge bill.

To Financial Freedom Success & Surviving The Costs of Everyday Living!