“Make Your Money Talk!”

Are you struggling to make ends meet? With the constant increase in interest rates trying to stretch your dollar further is happening to families everywhere.

You may not be aware, but Home loan mortgage refinancing can help you bring your mortgage down to manageable payments helping you through each week instead of struggling to find the extra cash just to pay the mortgage.

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Looking to save on your printing costs? If you’re anything like me and you like to have a hard copy of your files before you know it it’s time to replace your ink cartridge … which can become very expensive.

There is definite savings when buying compatible ink cartridges when it’s time to replace them. I’ve found a great deal ….. Buy 5 Get 1 Free. You’ll have to mention “NGFREE” in the comments box when you check out.

Please read your guarantee for your printer as if it’s still under warranty I’m sure they won’t allow compatible ink cartridges to be used. Of course they’ll want you to buy their brand at a much more expensive price.

Daily Auctions Saving You Money!

We’ve all heard of eBay but other online auction sites are springing up just waiting for your bid. You can save up to 80% by shopping online at GraysOnline. This is a great site with products direct from Manufacturers and Retailers. You won’t believe the huge range of major brand items available. … Memory cards, mobile phones computers & so much more on offer. Now where was that list of mine?

If you’ve ever been the victim of burglary or fire damage etc (as I have) you’ll know how important insurance coverage is to your financial state and peace of mind.

You have to consider, what if, and know that you would have to replace all the items, if not your house, in the event of things going wrong.

This is when you need expert help in considering which type of Homeowner’s Insurance coverage is right for your needs. You can get free online quotes.

This is a helpful article on the different type of insurance policies available and the one that best suits your needs.

Don’t forget to read the small print & don’t include coverage for additional cover that is not needed. It’s always wise to check your policy when renewing to make sure that you have sufficient insurance coverage… if in doubt ask & then increase your cover.

Protect your family & your assets with Homeowners Insurance Coverage… You’ll be giving yourself peace of mind.

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Tax time is fast approaching & now’s the time to ensure you’ve claimed all your entitled to…whether personal or company these differ.

Here are some extremely powerful deductions but check with your tax agent to make sure.

* Office Parties or Promotional Events
* Hire Your Kids
*The Cost of Health (and wellness) care eg chiropractic, therapeutic massage, dental, eyeglasses and eye surgery,
*Your Own Retirement – Superannuation payments
*Phone and cell phone.
*Office equipment.
*Auto expense
*Gifts
*Education and Seminars.
*Books and Tapes
*Travel\vacations
*Dependant Care

Get a receipt and document the expense in your tax diary.
By the way using a Tax diary is a great way to keep track all of your business expense and audit proof your records.

Claim yur tax deductions that you’re entitled to. If you’ve usually made out your own tax papers it could be worth consulting an expert…. you never know the money you might be leaving on the table.

Does Your Child Struggle With Maths?

Instead of spending up to $5,000 on some of the latest computer maths tuition programs, go to www.smartkiddies.com and receive curriculum based maths lessons for your primary aged children for free!

It offers curriculum based maths for kids from year one to year six, plus a little year six extension and introduction into year seven. Whether your child needs to catch up, needs a challenge, more stimulation or would just enjoy a little more work – it’s fantastic!

Besides the various interactive worksheets, there is times assessments and tests. This site was designed by teachers in Sydney that are truly dedicated and passionate about teaching and is a fantastic tool that won’t cost you a cent!

Click Here =>Other great savings ideas

Have you calculated how much superannuation you need for your retirement.? It’s well known that many of us do not have enough money to help us enjoy our twilight years… or for the ones who want to retire early and enjoy travelling while their health is good.

It’s important to get professional financial help but I’ve found an online calculator to help you take a look at what you need to enjoy your retirement years…. financially comfortably. ==> Click Here

Are you aware that your credit score can affect you financially and is a part of wealth building?

If your credit rating has taken a dive… there is hope. Did you realise that Secured Credit Cards offers individuals in bad credit to increase there credit report? Taking steps to increase your credit report is a stepping stone to building your wealth.

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The brand new Australian 2007/2008 Sydney North Entertainment™ Books are now available. It’s your guide to the best restaurants, hotel accommodation, attractions, sports and leisure activities…all with 25% to 50% off or 2-for-1 offers.

What else can you buy for just $60 that gives you over $10,000 in value? Purchase straight away and get extra value, as the Book is valid from now through June 1st, 2008.

Are you aware that The Entertainment™ Books are only available through community organisations, schools, charities and corporate groups that sell the Books as a fund-raiser? To Learn More For Fundraising…

We look forward to picking up our Entertainment Book each year… great savings & fundraiser for our school.

Do you constantly forget to back up your computer files? Have you ever considered the nightmare it would cause if your computer crashed?

Now there’s a ‘complete hands-free automated online backup‘ for your files and folders to save unnecessary problems & keep your business running smoothly.

IDrive-E a leading online backup service provider who offers encrypted online backups for free (up to 2GB) and Unlimited storage (for $4.95/month).

I was really impressed with these great features….
* Remote backup – Hands-free automated backup. No complicated scheduling procedures
* Easy drag n drop restores using Windows Explorer like interface
* Fast and efficient backups by compressing data during transmission
* Directly add your files / folders from Windows Explorer to your IDrive-E backup set
* Enhanced security with 128-bit SSL encryption on transfers, 256-bit AES encryption on storage with a user defined key.

Secure your computer files with a fast, easy to use service…

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