“Make Your Money Talk!”

Why throw your old cards… which are often beautiful… in the recycling bin… when you can create beautiful and creative gift tags or xmas cards for another year of enjoyment.

Have you ever thought of cutting out the picture with decorative edged scissors & placing them on another card? Add some glitter, a piece of ribbon & you have created a gorgeous new hand made card!!

For the cards that have a paper insert this is even easier. Remove the insert & make another one to glue in with your own special message written on it…. or if you’re really clever you can type it on the computer in your special font.

Enjoy the Festive Season!

“It’s All About You and Money” program.

In the past David has been offering everyone the opportunity to take control of their finances and begin the journey to a wealthier life.

This new program is all about having someone hold your hand and guide you while you get started. An opportunity to make a change.

These are what others are saying about this amazing new program….

I would have to say this was the most enlightening and inspirational.. Apart from what was to be learnt, I must say that through the couple of years I have had contact with you, you always leave me with a sense of trust and genuine caring for a fellow human being without any pretence or ulterior motive.

Your workshop was very inspirational and I would highly recommend it to anyone even remotely interested in improving their financial future…whatever that may entail…..Take control of your finances and begin the journey to a wealthier life.

To Learn More about the “It’s All About You and Money” program.
See Link titled ‘The Program’

This is great savings for anyone…. 50 & over….

A National Seniors Card entitles you to a range of excellent benefits including insurance, travel, discounts, a free lifestyle magazine and social activities to name a few.

This card is not the same as a Seniors card…

There is an annual fee of $24 or reduced fees for longer memberships. If you have a friend who signs up under you… you receive a discount on your next renewal.

So… If you’re 50 & over why not apply for your discount card… Save on electrical purchases, your coffee get togethers… You’ll be surprised who does accept this National Seniors Card.

For more info contact www.nationalseniors.com.au & Leave Money In Your Pocket!

With goods costing more & bills arriving faster, you have to make your hard-earned money stretch further.

If you adopt this simple rule “If you don’t ask you don’t get”, you stand a good chance of getting more for less.

Here’s a few rules to getting your best price….

Do your homework….
The more information you have before you bargain, the greater your chances of scoring a deal.

Pick the right bargaining partner….
Always ask to talk with a manager or the owner.

Ask plenty of questions…
Be confident and ask the questions about the product or service you are interested in. Be polite & friendly & show an interest in the salesperson.

Make an offer…
Start off offering a price that’s not too low & wait for their counter offer.

Be prepared to walk away….
If the salesperson cannot or will not budge on their offer be prepared to walk away.

Pick Up Other Great Ideas Like These=> [Learn More]

Happy Negotiating! If you don’t ask… you won’t receive!

What Ways Do You Have To Help You Save Money!

I find that emptying out my purse each day of coins can soon add up….You certainly would be surprised.

I usually shop only every 2nd week for main groceries. If I went every week I’d spend just as much. This way if it runs out we just have to wait. You also save petrol by not having to make that extra trip.

A great way to take advantage of this….. Check out your cupboards & see what’s been hanging around that can be used. This way it won’t be left and eventually have to be thrown out because it’s out of date.

You might have purchased it at a discount but if it ends up being thrown out, it was definitely not worth the discount in the first place. Don’t get caught out.

If you’re anything like me you love to take photos… but it sure adds up when it comes time to print them.

These days camera shops have their own printing…. & it’s so easy to take out the memory stick from your camera & crop them yourself before printing them. Where we before digital cameras!!

I’ve heard that Harvey Norman’s is very popular with the scrapbooking crowd… who you can imagine have a huge amount of photos for printing for their layouts.

So make sure you shop around to get the best price & quality for your precious photos.